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Author Archive for Douwe LycklamaE-identity: looking for business problems to be solvedLast week I visited for the first time the Internet Identity Workshop in Mountain View (www.internetidentityworkshop.com). It was a great happening with lots of people ‘on a mission’ (me included). After all impressions ‘sunk aways’ the following sticks around in my mind: Fragmentation. The domain is highly fragmented with lots of initiatives. On the event [...] > Read more... The payments landscape: the little voice in my headMay 13th, 2010 by Douwe Lycklama in E-identity, E-invoicing, EPCA conference, Online payments, SEPA and PSD, innovation
Some weeks after the EPCA Conference in Disneyland some thought keep coming back in my mind: payments business will never be the same … Let me summarize: 1. people’s behaviour is continuously changing giving way for new ways of transacting. Social networks, mobile phones, growing e-commerce, businesses and supply chains integrate 2. the banking industry does not [...] > Read more...  Tags: E-identity, E-invoicing, e-payments, EPCA conference, innovationBankers need to move towards new frontiers in paymentsThe yearly EPCA Conference is one of the very few conferences where payments are being discussed in their wider strategic context. For years conference chairmen and organizers Harry Smorenberg and Douwe Lycklama have been shaping the EPCA Conference into an event they would like to go to themselves. The yearly reviews of the EPCA Conference [...] > Read more... Tags: cash, conference, Disneyland, E-identity, E-invoicing, e-payment, EPCA, PSD, SEPAOn-line identities: coming soon to distance sellers?As published in the EMOTA white paper on online payments (recommendation #3) distance sellers seek solutions which let buyers identify themselves online, in order to reduce fraud. In this respect the needs for distance sellers are the same as for governments who also want to bring a vast variety of governmental services on-line. The good news [...] > Read more... Tags: E-identity, EMOTASEPA end date: a new beginning?On June 8 the commission announced a new consultation a ‘a possible end date for SEPA migration’ ( ) in order to force the market to start using SEPA payment products (credit transfer and direct debit). Indeed, SEPA volumes aren’t coming by themselves. Administrations, consumers and businesses are still puzzled about what to do with [...] > Read more... Tags: innovation, PSD, SEPA
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