Author Archive for Remco Boer

Free new report on Mobile Payments

October 29th, 2009 by Remco Boer in Mobile payments

Innopay is happy to announce the forthcoming release of ‘Mobile payments 2010 – Market analysis and overview’.

“The aim of this report is to contribute to the further understanding and structuring of mobile payments, allowing decision-makers to better find their way in this complex matter. It is intended for the entire mobile payments industry, including merchants, [...]


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BBS and PBS: An exciting new player to offer Financial Logistics

I received a press release announcing the intended merger of Danish PBS and Norwegian Nordito (owner of BBS and Teller). This merger will produce the leading player in the world’s leading market, miles ahead of the rest of the globe when it comes to integrated electronic value transactions.

Both PBS and Nordito are bank owned companies [...]


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SME’s “How to start e-invoicing?”

September 21st, 2009 by Remco Boer in E-invoicing

Small and medium size businesses (SME’s) are an important part of the economy. Within the EU they account for 99.8% of all businesses, 67% of all employment and 57% of added value (Eurostat). In terms of invoicing, SME’s are party to over 50% of all invoices. If electronic invoicing is ever going to take off, [...]


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SEPA drying up profits in remittance

September 7th, 2009 by Remco Boer in SEPA and PSD

While reading the June 2009 issue of McKinsey on Payments, I encountered an article on remittance that got me thinking about remittances within Europe.

The McKinsey article discussed the lucrative but difficult remittance market.

“Global remittances can be analyzed by geographical “corridors” of money flows between countries.” The largest corridor is between the US and Mexico, with [...]


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I’m a hot young blond, honestly…

If you don’t see each other face to face, how do you know who you are dealing with? This is important and it makes e-identity solutions a prerequisite for all e-business and e-commerce including online dating.

Sometimes someone comes up with a novel idea on how to verify that you are who you claim to be. [...]


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4 tips on how to improve your checkout process and increase sales

Last night I was home late and was in no mood to cook. So, I decided to order a pizza. Not having any cash on me to pay for the delivery I turned to the net to order. Here is some free advice for the online pizza merchant on how to improve the checkout process [...]


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A twinge of unease: becoming a number through e-ID

August 19th, 2009 by Remco Boer in E-identity

I would hate to become D-503, the nameless hero in Zamyatin’s classic We. He lives in the One State, ruled by the Benefactor (think Big Brother’s bigger badder brother), where all inhabitants are identified by numbers and where utilitarianism is taken to extremes where even happiness is precisely quantified.

We was one of the first dystopian [...]


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Europeans buying from beyond the EU

Cross-border e-commerce is an interesting phenomenon. Seeing where people buy their goods and where they don’t tells us a lot about the state of e-commerce. Recently Swedish Post released the first comparative e-commerce report on the Nordic countries (in Swedish) which contains survey results on cross-border purchasing for consumers in Sweden, Denmark and Norway with [...]


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Your e-rights online, coming soon

In May 2009 the European Commission launched eYouGuide which is a portal “aiming to inform the Internet users on their rights on the Internet.” It includes questions and answers on all types of e-services available to Europeans, including online payments.
 
When I first visited the site I was disappointed with the very limited number of online [...]


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Where are the opportunities for e-business?

That is the question addressed in the E-Readiness Index published by the Economist Intelligence Unit and IBM. It gives a ranking of how ready 70 countries are to use ICT for social and economic benefit. The index is a composite index of over 100 variables relating to technological infrastructure as well as the business, social [...]


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